Real opportunity lives in real world problems

With imagination, experience, and integrity we dig into complex risks to create original solutions while factoring the human story into every pursuit.

CORPORATE CITIZENSHIP

Heartwood Preserve: See why residents and businesses are buying into our vision of community

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RISK MANAGEMENT

How rethinking homeowners insurance can revitalize inner city neighborhoods

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SUSTAINABILITY INVESTMENTS

How a single tree is bringing sustainability, prosperity, and innovation to the Gulf Coast

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HEALTH AND SAFETY

How our data predicted an impending health crisis

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RISK MANAGEMENT

What Applied knew about California wildfires that others didn't

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CORPORATE PHILANTHROPY

Applied Underwriters Invitationalâ„¢ Creates Meaningful Impact Nationwide

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©2025 Applied Underwriters, Inc. Rated 'A-' (Excellent) by AM Best. Insurance plans protected U.S. Patent No. 7,908,157.

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